The Benazir Kafaalat Program is a major social safety net initiative by the Government of Pakistan, designed to support low-income families especially women through monthly financial assistance. To ensure that the help reaches the most deserving, the government uses a system called the PMT Score (Proxy Means Test). This score helps assess a family’s financial condition and decide whether they qualify for aid.
In this article, we’ll explain what the PMT score is, who qualifies, how to check your score, and how you can improve your chances of being eligible in 2025.
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What is the PMT Score?
The PMT (Proxy Means Test) score is a number that reflects a household’s financial situation. It’s based on data collected through the NSER survey (National Socio-Economic Registry). The government uses this score to decide which families need financial support the most.
The lower your PMT score, the more likely you are to qualify for the Benazir Kafaalat Program. It takes into account various factors such as:
- Your total household income
- Number of dependents (children, elderly, disabled)
- Your employment status
- Type and condition of your house
- Assets (land, property, vehicles)
- Education and health conditions of your family
Why is the PMT Score Important?
The PMT score is the main requirement for registering in the Benazir Kafaalat Program. It ensures:
- Transparency: Only the most deserving families receive help.
- Fairness: Everyone is assessed by the same standard.
- Efficiency: Resources are used wisely for the poorest citizens.
Without a low PMT score, you won’t be eligible for registration—even if you are facing financial difficulties.
Who is Eligible Based on the PMT Score?
To qualify for the Benazir Kafaalat Program, you must fall under specific conditions and meet the PMT score criteria. Eligible families usually include:
- Poor or unemployed individuals
- Widows, divorced, or single mothers
- Households with no regular income
- Families living in rural or underdeveloped areas
- Families with elderly members without support
- Households with disabled persons
- Parents with multiple school-going children
PMT Score Cut-Off for 2025 (Latest Update)
As of April 2025, the PMT score limits are:
- General eligibility: PMT score 32 or below
- Special cases (disabled persons): PMT score up to 37
If your score is above this, you will not qualify for the program unless updated records show changes in your financial situation.
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How to Check Your PMT Score in 2025
Checking your PMT score is simple. You can choose any of the following methods:
Via SMS
- Send your 13-digit CNIC number (without spaces or dashes) to 8171
- You’ll receive a reply with your eligibility status
Online Through BISP Portal
- Go to the official website: https://bisp.gov.pk
- Click on the eligibility check or registration option
- Enter your CNIC number
- Your PMT score and registration status will be shown
Visit a Local BISP or NSER Office
- Take your original CNIC
- Bring any supporting documents (utility bill, proof of income, household details)
- Ask the staff to check your PMT score and registration status
Common Reasons Why You May Not Qualify
Some families don’t get selected due to:
- PMT score too high (above 32 or 37)
- Outdated or incorrect NSER data
- Unreported income or property
- Missing dependents in household records
- Survey not completed or incomplete registration
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How to Improve Your Eligibility for the Program
If you didn’t qualify but believe you should, here’s what you can do:
- Update Your Information
Visit an NSER center and update your income, family size, or job status. - Make Sure All Dependents Are Listed
Include your children, elderly, and disabled family members. - Correct Any Errors in Previous Records
If your data is wrong or incomplete, request a re-survey. - Follow Up Regularly
Keep checking your status via 8171 or the website after updating information.
Tips for a Smooth Registration Process
- Keep your CNIC card updated and active
- Take supporting documents when visiting any BISP center
- If you get rejected, ask staff for a re-survey request form
- Don’t pay anyone—registration and eligibility check are 100% free
Conclusion
The Benazir Kafaalat Program is a powerful lifeline for thousands of struggling families across Pakistan. Your PMT score is the key to unlocking this support. Make sure your information is up to date, check your eligibility through the official channels, and take action if your score is too high.
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Being proactive can help you and your family receive much-needed financial support during difficult times.
Frequently Asked Questions
How do I know if my PMT score qualifies me for Kafaalat?
Check by sending your CNIC to 8171 or visiting the BISP website.
Can I apply if I wasn’t included in the NSER survey?
No, you must complete the NSER survey first to get a PMT score.
What if I don’t get a message back from 8171?
Try again or visit the nearest BISP office to confirm your status.
Can my PMT score change?
Yes, if your financial situation changes and you update your data, the score may be recalculated.