The Government of Punjab, under the leadership of CM Maryam Nawaz Sharif, has launched a major initiative to support small business owners and entrepreneurs across the province the Asaan Karobar Card Scheme. This program provides interest-free loans of up to PKR 1 million to help individuals start or grow their businesses.
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If you’ve already applied, you might be wondering: How can I check if I’m registered or approved? This guide will show you exactly how to check your registration online using your CNIC and through the official portal – all in simple steps.
What is the Asaan Karobar Card Scheme?
The Asaan Karobar Card is part of Punjab’s biggest ever business finance plan with a total budget of PKR 84 billion, out of which PKR 48 billion is set aside specifically for this card scheme.
Key Features:
- Loan Limit: Up to PKR 1 million
- Interest Rate: 0% (Interest-free)
- Loan Type: Revolving Credit Facility
- Tenure: 3 years
- Grace Period: 3 months
- Application Fee: PKR 500 (non-refundable)
The scheme is designed to make borrowing easy, transparent, and accessible to the common people. Whether you’re a shopkeeper, startup founder, or home-based entrepreneur this card could be your game-changer.
How to Check Asaan Karobar Card Registration via CNIC
Checking your application status using your Computerized National Identity Card (CNIC) is super simple. Here’s how you can do it:
Step-by-Step:
- Go to the official portal: https://akc.punjab.gov.pk/
- Click on the “Login” button.
- Enter your CNIC number and password you created during registration.
- Click “Login” to access your dashboard.
- Your registration status will appear:
- Under Review
- Approved
- Rejected
- Action Required (if any documents or steps are missing)
Pro Tip: Make sure you use the same CNIC and mobile number you used during registration.
How to Check Your Registration Via the Online Portal
If you’ve already created an account, the Asaan Karobar Portal offers full access to your application details. You can:
- Check real-time status updates
- Upload missing documents
- Edit and verify your personal or business information
- Track loan approval and disbursement stages
What You Need to Login:
- Your CNIC number
- The password you created during sign-up
Once logged in, your dashboard will show all the current details of your application and what to do next (if needed).
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Alternative Ways to Check Your Status
Besides the official portal, you can use these other methods to check your application status:
Via SMS
- Send:
STATUS [Your Application ID] - To: 8300
- You’ll receive an instant reply with your current application status.
Helpline
- Call the official support number:
051-9053333 (Toll-Free)
Or from abroad: +92-51-9053333
Visit NBP Branch
- Go to any National Bank of Pakistan (NBP) branch with your CNIC.
- The bank staff can help you check your status manually.
Common Reasons for Delayed Registration
Sometimes applications are delayed due to minor mistakes. Here are a few things that can cause a delay:
- Incorrect CNIC or mobile number
- Missing or blurred documents
- Incomplete registration information
- Failing creditworthiness or psychometric tests
- Inactive SIM card not registered under your CNIC
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Who is Eligible for the Asaan Karobar Card?
Here’s a quick recap of the eligibility criteria:
- Must be a Pakistani citizen and Punjab resident
- Age between 21 to 57 years
- Must have a valid CNIC
- Must have an active mobile number (registered with CNIC)
- Must either own a business or plan to start one in Punjab
- Should have no outstanding or overdue loans
- Must register business with PRA/FBR within 6 months after approval
- Only one application per person or business is allowed
What Happens After You’re Approved
Once your registration is approved, here’s what comes next:
- Your Asaan Karobar Card will be issued
- You can start using up to 50% of your approved loan amount
- A 3-month grace period allows you to stabilize before repayments begin
- You will repay in small monthly installments (starting with just 5% of the balance)
- The remaining 50% will be released upon successful use of the first half
Conclusion
The Asaan Karobar Card Scheme is a golden opportunity for small business owners, youth, and women-led businesses in Punjab. Whether you’re in retail, services, or even launching a startup this card can give you the financial support you need without the burden of interest.
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Checking your registration status is now just a few clicks away — all you need is your CNIC and access to the portal. If you’re waiting on approval or need to take action, regularly check your status online or via SMS to stay updated.
FAQs
What is the Asaan Karobar Card Scheme?
The Asaan Karobar Card Scheme is a government initiative launched by the Punjab government to provide interest-free loans of up to PKR 1 million to small business owners and entrepreneurs.
Who is eligible for the scheme?
Applicants must be Pakistani citizens residing in Punjab, aged between 21 and 57, with a valid CNIC and a mobile number registered in their name. They should either have an existing business or plan to start one in Punjab and must have no overdue loans.
How can I check my registration status?
You can check your status by visiting the official portal at https://akc.punjab.gov.pk, logging in with your CNIC and password. Alternatively, you can send an SMS with your application ID to 8300 or visit an NBP branch.
What are the key features of the loan?
The loan is interest-free, with a 3-year repayment period and a 3-month grace period. It’s offered as a revolving credit facility, and borrowers can access up to 50% initially, with the rest released upon proper use of the first half.
What could delay the approval process?
Delays may occur due to incorrect or incomplete information, blurred or missing documents, inactive mobile numbers, or issues with credit checks.
What happens after approval?
Once approved, you receive the Asaan Karobar Card and can use 50% of your loan amount. Repayments start after a 3-month grace period in small monthly installments, and the remaining 50% is released upon satisfactory utilization.